Having over 16 years of experience with all kinds of mortgages allows you to have an advantage over other mortgage lenders. We've seen and done it all in the mortgage world. We are a WHOLESALE MORTGAGE BROKER. To look us up, you can find our company Total Financial Health, LLC on the National Mortgage Licensing System (NMLS) under ID #1490299; our Principal Lending Manager (PLM) Johnny Thomas can be found in the NMLS under ID #102894.
What does all that mean to you? Two things: LOW RATES, and LOW FEES. We don't have tons of overhead and other crazy expenses, so we pass those savings along to you. No junk fees, a HUGE variety of different loan options that most banks and brokers don't have, and tons of industry knowledge gets you the best loan, with the best rate, and the lowest fees for your situation, period.
We have done and do all residential mortgage financing, including: conventional Fannie Mae and Freddie Mac loans, VA, FHA, USDA, construction, etc. If you need a mortgage, we've done it many times before, so getting a mortgage analysis to make sure it's right for you is crucial!